Americans kicking the retirement can down the road

by Laura Ehrenberg-Chesler on August 21, 2016

in Investment Strategies,lifestyle,retirement

I read an article today on the CNBC website (linked here: that confirmed a discussion we have around our office on a regular basis; Americans have not saved enough for retirement. And, it is almost impossible to ever catch up.

More than half of middle-class Americans say they plan to save more for retirement “later” to make up for not saving enough now,

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according to a new Wells Fargo survey. Worse, many aren’t saving at all—34 percent of the 1,001 adults surveyed aren’t currently setting money aside for retirement and 20 percent have no retirement savings. The median balance among savers is $20,000, down from $25,000 last year.

“That’s a big problem,” said Joe Ready, director of institutional retirement and trust for Wells Fargo. “You’re already not saving enough, so you’re kicking this empty can down the road.”


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